What Is Commission on Annuities?

If you are an insurance agent and are considering selling annuities as a way to earn additional income, it's important that you understand how commissions on annuities work. Selling insurance retirement products may yield significant income, both immediately and in the future, and each carrier offers multiple options regarding payment of compensation to suit your individual needs and goals.

How to Buy Annuities

Annuities can prove to be a valuable element in funding your retirement plans. An annuity is basically a contract for which you make an up-front payment. In return, the company selling the annuity promises to pay you regular payments in the future. But you must know how annuities function and what their key features are.

Things You'll Need
Beneficiary
Start shopping. Insurance companies, banks, brokerage houses, mutual-fund companies, and even nonprofit organizations all sell annuities.

Learn the two basic kinds of annuities and how they differ.

A fixed annuity guarantees you a certain future payment. This is a good option only for very, very conservative investors. The rate of return on your money is low, and annuities use actuarial tables based on a person living to be 100.

How to Sell Retirement Benefits

Without retirement benefits, you would be unable to live your desired lifestyle during your retirement years. However, pension benefits or annuity payments are not always necessary if you have other income from real estate rental property, a large IRA, or some other income. In these cases, you may wish to sell your retirement benefits. To do this, you will need to locate a company that buys annuity and pension payments. These companies often advertise to purchase your structured settlements.

How to Cash in Annuities

An annuity is a promise from an insurance company to provide you with monthly income payments for life. Whether you buy a deferred annuity for the future or an immediate annuity to guarantee lifetime payments right away, you do have the option of cashing it in on the secondary market. Some annuity companies will surrender the money back to you after they subtract fees, but there are options on the secondary market to sell your annuity for cash, quickly.

How To Sell Your Pension Benefits

The Pension Concept
A pension, technically known as a defined employment benefit, is the traditional retirement that was provided to employees who vested their time in a particular employer, usually 20 to 25 years at least. Once retired, the employee receives a monthly payment or stipend for service provided to the employer. Although once quite common, a retirement pension program has become fairly rare and is now only found in government employment and a small number of large corporations that have existed for a number of decades. Modern retirement plans are built on a 401k model and self-investment management instead.

How to Sell a Retirement Annuity

People often choose to sell a retirement annuity because they need immediate access to a large sum of cash or because they are able to put the funds into a more lucrative investment.

Things You'll Need
An annuity account, or an exact amount of your annuity
A legitimate reason for selling the annuity
How to Sell a Retirement Annuity
DO YOUR HOMEWORK! Research several companies who buy annuities.

How to Sell an Annuity

Purchase an annuity for income over a period. You pay a lump sum or fixed sums to the insurance company for a guarantee of payment starting now or sometime in the future. Annuities guarantee payments for your lifetime or a fixed period beyond your lifetime. Sell your investment if something happens causing you to need your money now.

How to Play the Card Game President

Card games are played, first and foremost, for fun. But some card games can take on an amusing social component, such as the game known as President--also known as "Rich Man, Poor Man," "President and Scum," and far more vulgar names. Ideal for large groups, the rules can be learned fairly quickly. The real fun of President lies not in the rules, however, but the hierarchy.

How to Download Shockwave Games

Shockwave games range from car racing to fashion, jigsaw puzzles to sports. You can download a free player and then take the games for a test run. The player runs on both PCs and Macs. You can download trial versions of games for free, buy games (usually for around $20) or sign up for one of several membership deals. Here is how to download games from the official Shockwave website.

Things You'll Need
Adobe Shockwave Player (available for PC or Mac)

How to Get a Two Player Game in Clash of the Titans

Clash of the Titans" for the Microsoft Xbox 360 and Sony PlayStation 3 is based off the 2010 "Clash of the Titans" film. There is a co-op mode that allows two players to simultaneously play the game. The co-op mode is not unlocked at the beginning of the game, however, because you must unlock it during the single player mode.

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